All tools โ€บ Money & Finance

๐Ÿท๏ธ Discount Calculator

See the sale price and how much you save.

Working out the sale price

Sale price = original price ร— (1 โˆ’ discount รท 100)
Discount rate = (original โˆ’ sale) รท original ร— 100

The denominator is always the original price. A jacket reduced from $120 to $84 has been discounted by (120 โˆ’ 84) รท 120 = 30 percent. Calculating against the sale price instead is a common mistake and inflates the apparent saving.

Stacked discounts never add up

"Thirty percent off, plus an extra twenty percent at checkout" is not fifty percent off. The second reduction applies to the already-reduced price, so $120 becomes $84 and then $67.20 โ€” an effective discount of 44 percent.

Effective rate = 1 โˆ’ (1 โˆ’ dโ‚) ร— (1 โˆ’ dโ‚‚)

The gap widens as the individual discounts grow. Two 50% reductions produce 75% off, not 100% โ€” nothing ever becomes free by stacking percentages. Knowing this makes it much easier to compare a single deep discount against a chain of shallower ones.

Multi-buy offers translated into percentages

Retailers frequently present deals in a form that obscures the actual saving. Converting to a percentage makes comparison trivial.

If you only need one item, a straight 40% discount beats every offer on that list. The multi-buy is better only when you would genuinely have bought the extra units anyway and they will not go to waste.

Judging whether a discount is real

A large percentage means nothing if the reference price was inflated. "Was $300, now $90" and "was $100, now $90" cost you exactly the same. Consumer protection rules in many countries require that a "was" price must have been genuinely charged for a meaningful period, but enforcement varies.

The reliable check is the price history of the specific item rather than the advertised reduction. Comparing against what the same product costs elsewhere today tells you more than any percentage on the label.

Common questions

Does a coupon apply before or after tax?
Almost always before. Tax is then calculated on the reduced amount, which slightly increases the total saving.
What is the difference between margin and markup?
Margin is measured against the selling price, markup against the cost. A $70 item sold at $100 carries a 30% margin but a 42.9% markup. To hit a target margin M, divide cost by (1 โˆ’ M).
Do the discounts apply in a particular order?
Mathematically the order does not change the final price. It can matter when a coupon has a minimum spend threshold, because applying the percentage first may drop you below it.
More in Money & Finance
๐ŸฆLoan Calculator
Estimate monthly payments for a loan or mortgage.
๐Ÿ“ˆCompound Interest
Grow your savings โ€” see the future value with compounding.
๐Ÿ–Savings Goal Calculator
See how much to save each month to hit your goal.
๐Ÿ’ตHourly to Salary Converter
Convert an hourly wage into yearly, monthly and weekly pay.